WorthIt
Decision calculators for the moments you're not sure — repair or replace, buy or wait, this or that. Put in your numbers and get a straight answer, not a guess.
Money & Debt
Decisions about loans, interest, and where your money should go.
Lease vs Buy a Car Calculator
Compare total cost over how long you'll actually keep the car.
Pay Off Debt or Invest? Calculator
See which one leaves you with more net worth, based on your debt rate vs your expected return.
Is Refinancing Worth It? Calculator
Find the break-even point and see if a lower rate actually saves you money.
Big Purchases
Repair, replace, or protect — big-ticket decisions with real trade-offs.
Repair vs Replace Calculator
Find out whether fixing it or buying new actually saves you money.
Is an Electric Car Worth It? Calculator
Find the exact break-even point where fuel and maintenance savings pay back an EV's higher price.
Is an Extended Warranty Worth It? Calculator
Judge a protection plan by expected value — compare what you'd expect to pay with and without one.
Cheap or Expensive? Which Actually Costs Less Calculator
The pricier option might last longer — but it only pays off if you'll actually use it that long.
Is Buying in Bulk Worth It? Calculator
The per-unit price looks cheaper in bulk — but only if you use it all before it goes bad.
Career & Work
Offers, moves, and side gigs — what your work is actually worth.
Is the Commute Worth It? Calculator
A new job pays more but the commute is longer — find out if the extra time actually pays off.
Job Offer Comparison Calculator
Compare two job offers by real value per hour, not just the salary on paper.
Is Grad School Worth It? Calculator
Weigh tuition and lost income against your expected salary bump to see the real payback period.
Freelance Rate vs Full-Time Salary Calculator
Convert a freelance rate into an equivalent salary, or find the rate you'd need to match one.
Should I Move to Another City? Calculator
See if a higher salary in a new city actually beats what you take home now, once cost of living is factored in.
Everyday Spending
The small recurring decisions that quietly add up over time.
Is This Subscription Worth It? Calculator
See the real cost per use and whether it beats paying as you go.
DIY or Hire Someone? Calculator
Weigh a pro's quote against your own time to see which one actually costs less.
Is the Drive Worth It? Calculator
Factor in gas and your time to see if the farther, cheaper option actually saves you money.
Is a Gym Membership Worth It? Calculator
See your real cost per visit and whether a day pass or home gym would beat it.
Is a Costco/Sam's Club Membership Worth It? Calculator
Factor in the annual fee, the extra drive, and your time to see if it actually pays for itself.
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